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Care Floater
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Synopsis:
Care Floater is a medical insurance policy that covers hospitalization and medical expenses of the entire family.

Highlight:

  • Annual Health check ups for Insured members, Regardless of claim history.
  • Automatic Recharge of sum insured at no extra cost.
  • Daily Allowance to meet Incidental expenses.
  • Avail medical treatment Anywhere in the World.
  • Pre Existing Diseases covered after a period of 48 months.
  • Tax benefit on the Premium paid U/S 80D of the Income tax act.
  • Direct and Hassle free Cashless settlement of Claims.
  • Avail Discounts such as Family Discounts, Loyalty discount, Multi year Discount.
Benefit:
Title Description
Room Rent Limit For SI 2 to 4 Lac - 1% of SI, For SI 5 to 10 Lac - Single Private Room, For SI 15 to 60 Lac - Single
ICU Daily Rent Limit For SI 2 to 4 Lac - 2% of SI, For SI 5 to 60 Lac - No Limit
Pre-Hospitalization Expenses 30 Days
Post Hospitalization Expenses 60 Days
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage Yes
Pre-Existing Disease / Illness coverage After 48 months of continuous coverage
Waiting Period for New Policy 30 days
Co-Payment 20% for age 61 and above
Medical Screening Yes
Free Health Checkup Yes, Annual
Ambulance Expenses For SI 2 to 4 Lac - 1500 per claim For SI 5 to 10 Lac - 2000 per claim For SI 15 to 25 Lac - 2500 pe
Non-Allopathic Treatments For SI 2 to 4 Lac - Upto Rs 15000 For SI 5 to 10 Lac - Upto Rs 20000 For SI 15 to 25 Lac - Upto Rs 30000 For SI 50 to 60 Lac - Upto Rs 40000
Daily Hospitalization Allowance 500 per day upto 5 days, Only for SI upto 4 Lac
Donor Expenses For SI 2 to 4 Lac - Rs.50,000 For SI 5 to 10 Lac - Rs.100,000 For SI 15 to 25 Lac - Rs.200,000 For SI 50 to 60 Lac - Rs.300,000
Attendant Allowance No Limit
Nursing Allowance Covered
No Claim Bonus 10%, up to a maximum of 50% in consecutive 5 years

Contact Us

S Ramanathan, FChFP, MDRT (USA)
Fellow Chartered Financial Practioner

No.13/16, Viswanathan Street,
Srinivasa Avenue,
Raja Annamalaipuram,
Chennai - 600028.

Mob.:(+91) 98841 66618
E-mail : ramanathan.subram@gmail.com

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