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Super Surplus Floater
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Super surplus floater is a Top-Up family health insurance plan which covers medical expenses incurred by a person due to any illness, disease sickness or injury


  • No ceiling on ICU, Medicines, diagnostic charges or Consultation Fee
  • No Medical tests are required up to 50 years of age
  • Pre-existing diseases covered after 36 Months
  • Life long policy renewal is available
  • No third party Administrator, direct in-house claims settlement
  • Network of more than 6000 Hospitals accorss India
  • Free medical consultation available over phone 24X7 Toll free helpline
  • Tax rebate available as per provision of Income Tax Rules under section 80-D
Title Description
Room Rent Limit Silver Plan: maximum of Rs.4000/- per day, Gold Plan : No Limit
Pre-Hospitalization Expenses Silver Plan :Up to 30 days, Gold Plan Up to 60 days
Post Hospitalization Expenses Silver Plan : Up to 60 days, Gold Plan Up to 90 days
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage All day care procedures are covered
Automatic Restoration of Sum Insured For Silver Plan : Not Covered, For Gold Plan : Recharge Benefit available
Pre-Existing Disease / Illness coverage Silver Plan : 36 months Gold Plan :12 months
Waiting Period for New Policy 30 days
Medical Screening No Pre-acceptance medical screening is required
Ambulance Expenses Emergency ambulance charges up to Rs.3000/- per hospitalization for transporting the insured patient to the hospital under Gold Plan sum insured options Rs.10 lacs and above
Donor Expenses Covered under Gold Plan
Nursing Allowance Covered

Contact Us

S Ramanathan, FChFP, MDRT (USA)
Fellow Chartered Financial Practioner

No.13/16, Viswanathan Street,
Srinivasa Avenue,
Raja Annamalaipuram,
Chennai - 600028.

Mob.:(+91) 98841 66618
E-mail :

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