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Title | Description |
---|---|
Room Rent Limit | Expenses Actually incurred |
ICU Daily Rent Limit | Actual charges |
Pre-Hospitalization Expenses | 60 days |
Post Hospitalization Expenses | 90/180 days |
Minimum Hospitalization Period | 24 Hrs |
Day Care Procedure Coverage | 500+ Procedures covered |
Automatic Restoration of Sum Insured | Available multiple times in a policy year |
Pre-Existing Disease / Illness coverage | 24/36/48 Months, as per the Plan |
Waiting Period for New Policy | 30 days |
Co-Payment | 10% to 20% |
Free Health Checkup | Yes, Once at each policy year/ Once every 3rd policy year |
Ambulance Expenses | Upto 2000, max.3000 |
Non-Allopathic Treatments | In hospital treatments covered upto full Sum Insured |
New Born Baby Cover | Covered upto Limit under maternity expenses. |
Donor Expenses | Covered, Upto sum insured |
No Claim Bonus | Guaranteed increase in sum insured by 5% or 10%. Max upto 200% irrespective of claim as per plan. |
S Ramanathan, FChFP, MDRT (USA) Fellow Chartered Financial Practioner No.13/16, Viswanathan Street, Srinivasa Avenue, Raja Annamalaipuram, Chennai - 600028.
Mob.:(+91) 98841 66618 E-mail : ramanathan.subram@gmail.com
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