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Care Freedom Individual
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Synopsis:
Religare Care Freedom is an Ideal plan for people aged between 45-70 with Affordable premiums, this plan provides Consumable Allowance over and above hospitalization expenses to take care of miscellaneous expenses.

Highlight:

  • Consumable Allowance over and above hospitalization expenses to take care of miscellaneous expenses.
  • No Loading of premium & medical underwriting.
  • Option to include spouse under floater plan for competitive premiums.
  • Pre Existing Diseases covered after a period of 24 months.
  • 20% co-pay for all claims including PED cases on entry up to age 70.
  • Life long policy renewal is available.
Benefit:
Title Description
Room Rent Limit SI 3 Lac: Twin Sharing Room Subject to Max 1%Of SI/Day. SI 5 Lac: Twin Sharing Room SI 7/10 LAC : SIngle Private Room
Nursing Allowance Upto 10% of S.I
Free Health Checkup Annually
Ambulance Expenses Up to 10% of payble Hospitalisation expenses
Daily Hospitalization Allowance Rs.750, upto Rs.1000 for max.7 days
ICU Daily Rent Limit SI 3 Lac: Up to 2% Of SI/Day. SI 5 Lac: No Limit SI 7/10 LAC : No Limit
Pre-Hospitalization Expenses SI 3 Lac: Up to 7.5% of payble Hospitalisation expenses. SI 5 Lac: Up to 10% of payble Hospitalisation expenses. SI 7/10 LAC : Up to 10% of payble Hospitalisation expenses.
Post Hospitalization Expenses SI 3 Lac: Up to 7.5% of payble Hospitalisation expenses. SI 5 Lac: Up to 10% of payble Hospitalisation expenses. SI 7/10 LAC : Up to 10% of payble Hospitalisation expenses.
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage Up to SI
Automatic Restoration of Sum Insured Up to S.I
Pre-Existing Disease / Illness coverage After 2 Years
Waiting Period for New Policy 30 Days
Co-Payment 20% for entry up to 70/30% for entry above 70.

Contact Us

S Ramanathan, FChFP, MDRT (USA)
Fellow Chartered Financial Practioner

No.13/16, Viswanathan Street,
Srinivasa Avenue,
Raja Annamalaipuram,
Chennai - 600028.

Mob.:(+91) 98841 66618
E-mail : ramanathan.subram@gmail.com

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